Christopher Sayers mortgage broker

Strategic Financing Solutions

With hands-on brokerage experience and over $700M in commercial and construction transactions, Christopher structures strategic financing solutions aligned with investor and developer goals.

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Shape Your Capital Strategy

Why Work With Me Instead of a Bank

Hands-On Deal Structuring

Christopher brings direct experience in deal structuring, debt origination, and lender negotiation, allowing him to build financing solutions that reflect how projects actually operate in the real world.

Precision & Attention to Detail

With a background rooted in analytical decision-making, Christopher is known for his meticulous underwriting and ability to identify risks and opportunities early in the process.

Commercial & Construction Expertise

Having participated in over $700M in commercial mortgages and construction loans across Canada, Christopher understands the complexities of multifamily, mixed-use, and development financing.

Relationship-Driven Execution

By building strong relationships with both lenders and investors, Christopher ensures smoother transactions, clearer communication, and financing outcomes that support long-term growth.

Part of Your Team

Banks keep you at arm’s length. I embed with your team, cut through delays, and make financing as seamless as the rest of your project.

Shape Your Capital Strategy
Clarity. Control. Results.

Strategic lending that aligns with your vision.

I work with investors and developers who value clarity, precision, and confidence in their financing decisions. My focus is on structuring capital that supports your long-term strategy while delivering a smooth, transparent, and well-executed process from start to finish.

The Right Capital At The Right Time

Each lender has unique rules. I’ll guide you and keep the file on track.

CMHC Financing

Long-term, low-cost financing solutions for multifamily developments and stabilized assets.

Construction Loans

Strategic financing for ground-up construction, redevelopment, and large-scale commercial projects.

Bridge Loans

Short-term capital designed to support transitions, lease-up periods, or asset repositioning.

Term Loans

Flexible commercial mortgages aligned with asset performance and investment timelines.

Private Capital

Alternative capital solutions for complex, time-sensitive, or uniquely structured projects.

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Book a consultation to discuss your financing strategy.

Shape Your Capital Strategy
Strategy. Precision. Success.

Trusted Results. Delivered With Precision.

200+

Loans funded

700M+

Funded volume

2,500+

Total units

10+

Years of industry experience

A clear path – from first call to funding.

1

Discovery and Deal Submission

We gather project type, financials, timeline, and objectives, then place the deal with the most suitable lenders across CMHC, bridge, term, construction, or private.

2

Engagement, Due Diligence, and Structuring

Lenders review financials, property docs, rent rolls, and appraisals. I work with you and the lender to align the structure with underwriting.

3

Approval, Commitment, and Closing

After diligence, a commitment letter sets the terms. I coordinate legal, satisfy conditions, and manage the file through funding for a smooth close.

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Got Questions?

Frequently Asked Questions

What types of projects do you specialize in?

Multifamily, construction, mixed-use, and commercial real estate projects across Canada.

Do you work with both new and experienced investors?

Yes. Christopher works with first-time developers as well as seasoned investors scaling their portfolios.

How involved are you in the underwriting process?

Every deal is carefully reviewed, modeled, and structured to ensure lender alignment and execution certainty.

What documents are required to get started?

Project financials, budgets, pro formas, rent rolls (if applicable), and ownership details.

How do I get in touch?

Call or text 647-515-0237, or email chris@4capital.ca. The process is straightforward and I guide you from start to finish.

Unsure where your project’s numbers stand?

Set your project up for success. If you plan to close this quarter, begin the process now.

Let’s Shape Your Capital Strategy

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Christopher Sayers